Wednesday, June 30, 2010

WFMW - Menu Planning is SO Simple Now

Okay, so I have been using e-mealz for my meal planning for just over 3 months now and I can fully recommend this service to ANYONE!

E-MEALZ EASY AND DELICIOUS DINNER RECIPES

Seriously...the time I save on this task is so appreciated, and to think I'm saving money too...what more can I ask for?!

I once had a problem meal planning. We were seriously trying to watch the budget, so I scoured sale papers and helpful sites that matched current sales with coupons, but I had a major disconnect when trying to put together meals even once I had all of this useful information in my hands.

I worked to find stuff that my family would eat, something we had not eaten JUST last week, and match those things to the sales. I was seriously struggling.

Then while listening to Dave Ramsey's radio show, I was introduced to e-mealz. It is a menu planning website that plans out a week's worth of dinners for you considering the sales of that week.

It totally rocks my world.

You can choose 2 or 4-6 person meals; you can choose from several different stores (currently features Kroger, Publix, ALDI, Ralph's, Walmart, and "any store"); and you can also choose a special diet consideration if you want: like WW Points, Low Carb, Low Fat, or Vegetarian.

And you just click on one link and you have a week's worth of dinners at your finger tips.

What's better?

It provides a shopping list for you. It is divided by area of the store and indicates which meal the items go with (in case you decide not to use one of the meals, you can cross off all items associated with that meal easily!).

And the shopping lists? Since they are based on the sales, they indicate that the average cost for each week is between about $70/week (some more, some less depending on the store) for the 4-6 person meals.

The cost of e-mealz is just $5 a month. You can easily recoup that in the first week, so it is a no-brainer. You pay for 3 months at a time and can cancel at any time. Use coupon code "Dave" when ordering and save $2.50 off your $15.00 order.

I have continued to save money using e-mealz, but more importantly, I have saved some serious time and frustration and that really Works for Me!

Go visit We Are THAT Family to see what works for everyone else!

Tuesday, June 29, 2010

Tuesday Free For All

Hang on to your seats...lots of freebies today!

FREEBIES:
SWEEPSTAKES:
GIVEAWAYS:





*Huge thanks to my sources: Thunder Fap, PointClickHome, Elle, Woman’s Day Magazine, The Freebie Blogger, Deal Seeking Mom, Couponing 101, Free Sample Freak,The Good Deal Gal, A Few ShortCuts, Friend Family Savings, Better Homes & Gardens, SwagGrabber, Budget Help$, Mommies with Cents, & "Deal"icious Mom
Photo credit: failblog

Saturday, June 26, 2010

Weekend Round-Up #39

Today is Abigail's 1st birthday party (her actual birthday is Monday the 28th)! To celebrate, I have spotted you some pink balloons as today's Round Up pic!

This also explains my lack of posting this week. It's been a doozy!

Okay, I'll be eating some cake while you read these, so feel free to feel jealous!

FINANCIAL:

FAMILY/LIFE:

FAITH:

FUN:

  • Von Hoffman Award Nominee at The Daily Dish made me smile. Go, Michael J!
  • Meyerbook was sent to me as a link and truly made me laugh. For all of you who have seen the movie Twilight, this should make you smile as well. If you've read the book, you can appreciate it too, but this was specifically from the movie.

FAVORITE NEW SITE OF THE WEEK:

  • You Should Have Also Seen This: As a continuation from last week, I push you onward to this "sequel" of a site. Some of the links are NSFW or children, but you can determine that for yourselves when you see the link titles. You probably already know what they all are even if you haven't personally seen them all.

Photo credit: jamiepeter

Tuesday, June 22, 2010

Tuesday Free For All

Go get 'em!

FREEBIES:

SWEEPSTAKES:

  • Soirée Wine Aerator Sweepstakes: Get the most out of your wines with this in-bottle decanter
  • Olympic Paint Sweepstakes: Redo any room in the house with Olympic’s new zero-VOC interior paint and primer
  • Small Luxury Hotels of the World Getaway: Enter to win a five-day, four-night stay at one of more than 500 hotels across the globe
  • SousVide Supreme Water Oven and Vacuum Sealer Sweepstakes: Seal and simmer gourmet food just like the world’s best chefs with this sleek water oven
  • Napoleon Perdis Sweepstakes: Enter to win the Napoleon Complex Skin Renewal Serum Number of prizes: 1 Expires: June 28, 2010 12:00 a.m. ARV: $ 65.00
  • Cheek'd Sweepstakes: Enter to win a deck of Cheek'd cards and 1-month membership to the online dating site Number of prizes: 1 Expires: June 28, 2010 12:00 a.m. ARV: $ 25.00
  • Decorative Things Sweepstakes: Enter to win a limited-edition "Keep Calm and Carrie On" tote bag Number of prizes: 5 Expires: June 24, 2010 12:00 a.m. ARV: $ 20.00
  • Molton Brown Sweepstakes: Enter to win the Healthy Ziao Jao Hairwash and the Instant Indian Cress Haircondition Number of prizes: 3 Expires: June 25, 2010 12:00 a.m. ARV: $ 56.00
  • Koh Gen Do Sweepstakes: Enter to win a Koh Gen Do HD Makeup Trial Set Number of prizes: 15 Expires: June 24, 2010 12:00 a.m. ARV: $ 20.00
  • Fruitz Sweepstakes: Enter to win a Strawberry Fruitz watch with Natural Frequency Technology Number of prizes: 1 Expires: June 23, 2010 12:00 a.m. ARV: $ 225.00
  • Express Your Love For Summer Style Sweepstakes: Enter to win a custom-designed tumbler for you and 10 friends, plus a Starbucks gift card! Number of prizes: 3 Expires: June 28, 2010 12:00 a.m. ARV: $ 200.00
  • Sculptz Shapewear Giveaway: Enter to win control shorts, a shaper cami, and a body briefer from Sculptz Shapewear -->Enter to win control shorts, a shaper cami, and a body briefer from Sculptz Shapewear Number of prizes: 10 Expires: Sunday June 27 2010 ARV: $160.00
  • ow Hair Prize Package Giveaway: Enter to win a travel-size product prize package from Blow, New York City’s Blow Dry Bar Number of prizes: 15 Expires: Saturday June 26 2010 ARV: $48.00
  • Sheraton Puerto Rico Hotel & Casino, San Juan, Getaway Giveaway: Enjoy a three-day, two-night stay for two at the new Sheraton Puerto Rico Hotel & Casino in San Juan Number of prizes: 1 Expires: Wednesday June 23 2010 ARV: $510.00
  • Verbatim Prize Package Giveaway: Enter to win a Verbatim Prize Package -->Enter to win a Verbatim Prize Package Number of prizes: 10 Expires: Monday June 28 2010 ARV: $145.00
  • Hannah’s List Novel Giveaway: Enter to win this sentimental love story—the newest novel from bestselling author Debbie Macomber -->Enter to win this sentimental love story—the newest novel from bestselling author Debbie Macomber Number of prizes: 30 Expires: Tuesday June 29 2010 ARV: $24.95
  • Traditional Home $4,250 Vintage Fan Giveaway: One (1) winner will receive a circa-1915 refurbished Vintage Fan worth $4,250! One entry allowed per day It ends: June 23, 2010
  • BHG $2,000 Save Green, Go Green Find-a-Pro Sweepstakes: One (1) winner will receive a Rinnai RC80HPi Tankless Water Heater worth $1,750 and a $250 check! One entry allowed per day It ends: August 20, 2010
  • Live Well with Broyhill Sweepstakes: One (1) grand prize winner will receive a Broyhill Living Room prize package. Twenty (20) first prizewinners will each receive a copy of the Better Homes and Gardens New Decorating book, retail value $24.95. One entry allowed per household It ends: July 12, 2010

GIVEAWAYS:







*Huge thanks to my sources: Thunder Fap, PointClickHome, Elle, Woman’s Day Magazine, The Freebie Blogger, Deal Seeking Mom, Couponing 101, Free Sample Freak,The Good Deal Gal, A Few ShortCuts, Friend Family Savings, Better Homes & Gardens, SwagGrabber, Budget Help$, Mommies with Cents, & "Deal"icious Mom
Photo credit: failblog

Monday, June 21, 2010

8 Reasons My Children Have the Best Dad

As a belated Father's Day tribute to Chip, I wanted to use the Monday 8s series to thank him for simply being incredible.

8 Reasons My Children Have the Best Dad
  1. He has NEVER been too "manly" to change a diaper, clean up spit up, dress the children, or basically do all of those "mom" things.
  2. He has no problem carrying a diaper bag--even Abigail's bright pink diaper bag that is monogrammed.
  3. He is an AWESOME playmate. For the kids. You know.
  4. He is the disciplinarian he swore he would never be because he loves his children.
  5. He gives and receives all of the kisses required to make our children feel loved.
  6. He celebrates the "small" moments...like the first steps, the first waves, the first solid foods.
  7. He works hard to provide for his family, but treasures his time with us more than the money he makes.
  8. Most importantly...he loves their Mom.

Saturday, June 19, 2010

Weekend Round-Up #38

So it has been a LONG time since I have done a round up. That being said, some of the posts in this collection aren't exactly new anymore, but are no less awesome, so I am including them. That's right...time did not dull the brilliance of them.

Also...some sites may have more than one entry on this list because I have been growing the list slowly over the last few weeks. Some people have had more than one "recommendable" post in that time frame. So I couldn't cheat them (or you) by not including them all.

Enough of my babbling...let's get to what you came here to see....

FINANCIAL:

FAMILY/LIFE:

FAITH:

FUN:

FAVORITE NEW SITE OF THE WEEK:

  • You Should Have Seen This: This site is a great collection of the internet's "greatest hits." Seriously...some of them you may have missed, but for the most part this list will take you back.

Photo credit: pk2000

Friday, June 18, 2010

Friday Faves - How Do You Decide Who to Marry?

Look! I'm actually back to having a Friday Fave post! How exciting is that?

*crickets chirping...I know*

Seriously though...I'm trying to get back into my routine of posting, so here is a little ditty of an email that I want sent earlier this week. It cracked me up and I hope it will make you laugh as well!
***************************************************
HOW DO YOU DECIDE WHO TO MARRY? (from kids)

1. HOW DO YOU DECIDE WHO TO MARRY?
  • You got to find somebody who likes the same stuff. Like, if you like sports, she should like it that you like sports, and she should keep the chips and dip coming. -- Alan, age 10
  • No person really decides before they grow up who they're going to marry. God decides it all way before, and you get to find out later who you're stuck with. -- Kristen, age 10

2. WHAT IS THE RIGHT AGE TO GET MARRIED?

  • Twenty-three is the best age because you know the person FOREVER by then. -- Camille, age 10

3. HOW CAN A STRANGER TELL IF 2 PEOPLE ARE MARRIED?

  • You might have to guess, based on whether they seem to be yelling at the same kids. --Derrick, age 8

4. WHAT DO YOU THINK YOUR MOM AND DAD HAVE IN COMMON?

  • Both don't want any more kids. -- Lori, age 8

5. WHAT DO MOST PEOPLE DO ON A DATE?

  • Dates are for having fun, and people should use them to get to know each other. Even boys have something to say if you listen long enough. -- Lynnette, age 8
  • On the first date, they just tell each other lies and that usually gets them interested enough to go for a second date. -- Martin, age 10

6. WHEN IS IT OKAY TO KISS SOMEONE?

  • When they're rich. -- Pam, age 7
  • The law says you have to be eighteen, so I wouldn't want to mess with that. -- Curt, age 7
  • The rule goes like this: If you kiss someone, then you should marry them and have kids with them. It's the right thing to do. -- Howard, age 8

7. IS IT BETTER TO BE SINGLE OR MARRIED?

  • It's better for girls to be single but not for boys. Boys need someone to clean up after them. -- Anita, age 9

8. HOW WOULD THE WORLD BE DIFFERENT IF PEOPLE DIDN'T GET MARRIED?

  • There sure would be a lot of kids to explain, wouldn't there? -- Kelvin, age 8

And the #1 Favorite is ...........

9. HOW WOULD YOU MAKE A MARRIAGE WORK?

  • Tell your wife that she looks pretty, even if she looks like a dump truck. -- Ricky, age 10

Thursday, June 17, 2010

Another Reason to Kill My Credit Card

Welcome to anyone visiting via the Carnival of Money Stories #69: Summer Vacation Edition hosted by Squirrelers. I hope you enjoy this post as well as anything else you find while perusing my blog. Please know that things are a little crazy right now because I'm hosting a huge series of giveaways, which is giving me twice the posts as normal right now. I promise you can find the "regular" stuff amidst the giveaways! Feel free to stick around and hey--go ahead and enter to win some stuff if you want. There are some great prizes to be had!

So after becoming listeners/readers/fans of Dave Ramsay, we began our journey to becoming totally debt free. We decided that we would take it to the limit and drop all credit cards permanently. That is still the plan.

Since October 2009 we have paid off over $15,000 in consumer debt. Absurd, right? (I mean the amount we have to pay off, not the fact we have done it; I rather love that part) I will admit (ashamedly) that we still have a long way to go, but we are making our way through it and killing off credit cards as they are paid off.


Image Source: Accredited OnlineSchools

The current target of our debt snowball is a Chase card that was my primary card since graduating college. It has the highest credit line and the longest credit history attached to it. It also had the highest balance on it. The snowball method would indicate that we would pay it off last (we have one other card with another high balance although not as high as this Chase one), but this one is getting paid off next because it will be a huge emotional win.

You see, I was a good customer of Chase's, as far as credit card companies define good customers. I had a high credit line because I would carry a balance for long enough to please them and then pay it off in full. Each time I paid off a big balance in full, due to the way credit card companies have acted in the past, I would get a credit limit increase. I finally asked them to stop increasing my credit limit when it reached $24,000. Yes. $24,000. On one card. Ridiculous. They obviously thought I should be able to purchase a nice new car on that card.

Last summer I got a nice letter from them telling me that my minimum payment amount would more than double. I was floored. Frankly, I couldn't make that payment because I was deep in debt with not only them, but with three other cards. I called them and told them so. They increased my interest rate and left my minimum payment percentage the same. It hurt, but I had gotten myself into that mess and I didn't have any choice.

Upon investigating this in anger online, I found that Chase did this to over 1,000,000 of their customers. What did these customers have in common? They had previously transferred a balance at a "lifetime low" interest rate, they were employed, and they consistently paid their bills as required and on time. So they were wanting to punish those customers who were most loyal to them and responsible as far as that word can stretch in the credit-card carrying person's dictionary. Yep...increasing the payments of those they were most certain they could get a payment from.

I was furious. After 8 years of carrying that card, this was my reward for using it the way they wanted me to.

I vowed then and there that once that card was paid off, I would never use Chase again for any of their banking products.

That's all back story. Here's the current deal:

So, I open my mailbox last week and I have a letter from Chase. It states the following:

Dear Kaye:

We are writing to provide you with important information about your account. In an effort to ensure the credit we extend is appropriate for each customer, we regularly review customer credit lines. Based on our review of the account referenced above, we have changed the credit line to $15,000.00.

The review of your account considered several factors including our assessment of information obtained from the consumer credit agency listed below. The primary reason(s) that led to our decision to change the credit line are:
  • Balance owed on revolving accounts too high.
  • Balance too high compared to credit limit
....

We understand that you may be disappointed with this decision, but we hope that you continue to find value in the benefits, protection, and payment flexibility your account provides. If you have any questions....

So. There it is, ladies and gentlemen. My credit limit has been decreased.

Why? Well, I agree that my balance owed is too high, so I cannot argue with that.

However, the crap about my balance being too high compared to my credit limit? Well, my ratio of balance to limit is higher now thanks to my limit decrease, so I don't really buy that.

You see...they see that I am paying this sucker off. In pretty hefty amounts. Every month. And they see that I'm not using it. At all.

So they are ready to close my account as soon as it is paid off. And you know what? I am too. That's the first thing I have agreed with Chase about in a while.

So why my feelings are not hurt by any part of this letter nor the actions associated with it, I find it humorous that Chase suddenly is concerned that my credit ratio is too high. They are concerned that I cannot pay my bills although they have NEVER not received a payment from me.

The dishonesty associated with most of the credit industry (I only say most because I can't lump absolutely everyone into the same category. I'm sure there are good people out there. Somewhere.) sickens me and further confirms and solidifies our decision to be done with them once and for all.

And Chase...by the way...I am not "disappointed with this decision," and I have not found "value in the benefits, protections, and payment flexibility" with my account in a long time now. So really...don't let that concern you.

By the way...I'm not trying to pick Chase out from the bunch. Most credit card companies are doing something similar these days. Chase just decided to do it to someone who would blog about it.

Wednesday, June 16, 2010

Review - Storm Warning by Billy Graham

The publisher's description:

An examination of the imminence of Christ's return in light of today's headlines and the events recorded in Scripture.

The morning newspapers are jammed with alarming headlines and stories asking questions no one can answer. In Storm Warning, Billy Graham examines the problems facing America today compared with what is to come as revealed in the Bible. He answers the tough questions as only he can with astute biblical insight, and points to the hope and renewal found in Christ—for our families, our nation, and our world.

Includes an in-depth analysis of the four horsemen of Revelation chapter six as well as insight on:

Signs of the times The Apocalypse Standing before God




My thoughts:

All I can currently think is that surely Billy Graham is a true messenger of God.

This book summarizes the end times Revelation of John in a way that is thorough, meaningful, emotional, and with authority. This book gives hope to the believer, and most certainly imparts fear and unease on the non-believer. This in-depth evaluation of the end times prophecies gave me so much to ponder.

This work gave some new perspective to my life and honestly prods me to make some changes to how I feel about the “here and now.” I earnestly want to help others prepare for these times that will come at God’s appointing. This book saddens me for the unbelieving and makes me want to worship loudly as I see my Savior conquer evil once and for all. Truly, truly moving.

Summary:

Although this book was originally published in 1992, it has been updated in 2010 to include further “current events” that allude to the coming of the end of this age as we know it. It is current, eye-opening, shocking, and comforting all wrapped into one. I would highly recommend this to anyone. Seriously…nonbelievers might see God’s Truth in the words of this great preacher. Believers might find focus, comfort, and purpose. Just those curious about “end times” topics will get their fill in this work. Whatever your focus, you can easily close the back cover of this book feeling the very presence of God near. In the words of John the Revelator, “ Amen. Even so, come, Lord Jesus.” (Rev 22:20, KJV & NKJV)

Disclosure of Material Connection: I received this book free from Thomas Nelson Publishers as part of their BookSneeze.com book review bloggers program. I was not required to write a positive review. The opinions I have expressed are my own. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”

Tuesday, June 15, 2010

Tuesday Free For All

Look...I'm back with a regular Free for All! Hooray for normalcy!

Check below for some great freebies, sweepstakes to enter and some giveaways that people are hosting at their sites! And feel free to list your own giveaways (or someone else's...whatever).

FREEBIES:

SWEEPSTAKES:
GIVEAWAYS:





*Huge thanks to my sources: Thunder Fap, PointClickHome, Elle, Woman’s Day Magazine, The Freebie Blogger, Deal Seeking Mom, Couponing 101, Free Sample Freak,The Good Deal Gal, Better Homes & Gardens, SwagGrabber, Budget Help$, Mommies with Cents, & "Deal"icious Mom
Photo credit: failblog

Monday, June 14, 2010

Flag Etiquette-Repost

In honor of today being Flag Day, I am foregoing the usual Monday 8s post and posting the proper etiquette for displaying, handling, and honoring the American flag. This is a repost from 06/18/2008.

With summer fast approaching already beating down upon us, many people fly the American flag outside of their homes more regularly. It begins with Memorial Day and flies for Flag Day and Independence Day as well as throughout the rest of the summer (yes, many people fly more frequently, but they seem to be more abundant during the summer).

One of my pet peeves is to see someone "trying" to be patriotic by flying their flag, but not concerned enough with their patriotism to fly it properly. It pains me to see a tattered flag flying outside of a home or business (exception being, of course, immediately after a major storm or catastrophe). Therefore, I am posting the US Flag Code (compliments of USFlag.org) today so everyone can properly fly their flags out of respect for those who fought for the right for them to fly. Yes, it is lengthy, but definitely worth the read!


STANDARDS of RESPECT

*The flag should never be dipped to any person or thing. It is flown upside down only as a distress signal.
*The flag should not be used as a drapery, or for covering a speakers desk, draping a platform, or for any decoration in general. Bunting of blue, white and red stripes is available for these purposes. The blue stripe of the bunting should be on the top.
*The flag should never be used for any advertising purpose. It should not be embroidered, printed or otherwise impressed on such articles as cushions, handkerchiefs, napkins, boxes, or anything intended to be discarded after temporary use. Advertising signs should not be attached to the staff or halyard
*The flag should not be used as part of a costume or athletic uniform, except that a flag patch may be used on the uniform of military personnel, fireman, policeman and members of patriotic organizations.
*The flag should never have placed on it, or attached to it, any mark, insignia, letter, word, number, figure, or drawing of any kind.
*The flag should never be used as a receptacle for receiving, holding, carrying, or delivering anything.
*When the flag is lowered, no part of it should touch the ground or any other object; it should be received by waiting hands and arms. To store the flag it should be folded neatly and ceremoniously.
*The flag should be cleaned and mended when necessary.
*When a flag is so worn it is no longer fit to serve as a symbol of our country, it should be destroyed by burning in a dignified manner.
Note: Most American Legion Posts regularly conduct a dignified flag burning ceremony, often on Flag Day, June 14th. Many Cub Scout Packs, Boy Scout Troops, and Girl Scout Troops retire flags regularly as well. Contact your local American Legion Hall or Scout Troop to inquire about the availability of this service.


DISPLAYING THE FLAG OUTDOORS

*When the flag is displayed from a staff projecting from a window, balcony, or a building, the union should be at the peak of the staff unless the flag is at half staff.
*When it is displayed from the same flagpole with another flag - of a state, community, society or Scout unit - the flag of the United States must always be at the top except that the church pennant may be flown above the flag during church services for Navy personnel when conducted by a Naval chaplain on a ship at sea.
*When the flag is displayed over a street, it should be hung vertically, with the union to the north or east. If the flag is suspended over a sidewalk, the flag's union should be farthest from the building.
*When flown with flags of states, communities, or societies on separate flag poles which are of the same height and in a straight line, the flag of the United States is always placed in the position of honor - to its own right...The other flags may be smaller but none may be larger...No other flag ever should be placed above it...The flag of the United States is always the first flag raised and the last to be lowered.
*When flown with the national banner of other countries, each flag must be displayed from a separate pole of the same height. Each flag should be the same size. They should be raised and lowered simultaneously. The flag of one nation may not be displayed above that of another nation.


RAISING AND LOWERING THE FLAG

The flag should be raised briskly and lowered slowly and ceremoniously. Ordinarily it should be displayed only between sunrise and sunset. It should be illuminated if displayed at night.The flag of the United States of America is saluted as it is hoisted and lowered. The salute is held until the flag is unsnapped from the halyard or through the last note of music, whichever is the longest.


DISPLAYING THE FLAG INDOORS

*When on display, the flag is accorded the place of honor, always positioned to its own right. Place it to the right of the speaker or staging area or sanctuary. Other flags should be to the left.
*The flag of the United States of America should be at the center and at the highest point of the group when a number of flags of states, localities, or societies are grouped for display.
*When one flag is used with the flag of the United States of America and the staffs are crossed, the flag of the United States is placed on its own right with its staff in front of the other flag.
*When displaying the flag against a wall, vertically or horizontally, the flag's union (stars) should be at the top, to the flag's own right, and to the observer's left.


PARADING AND SALUTING THE FLAG

*When carried in a procession, the flag should be to the right of the marchers. When other flags are carried, the flag of the United States may be centered in front of the others or carried to their right. When the flag passes in a procession, or when it is hoisted or lowered, all should face the flag and salute.

THE SALUTE
To salute, all persons come to attention. Those in uniform give the appropriate formal salute. Citizens not in uniform salute by placing their right hand over the heart and men with head cover should remove it and hold it to left shoulder, hand over the heart. Members of organizations in formation salute upon command of the person in charge.

THE PLEDGE OF ALLEGIANCE AND NATIONAL ANTHEM
The pledge of allegiance should be rendered by standing at attention, facing the flag, and saluting.When the national anthem is played or sung, citizens should stand at attention and salute at the first note and hold the salute through the last note. The salute is directed to the flag, if displayed, otherwise to the music.


THE FLAG IN MOURNING

*To place the flag at half staff, hoist it to the peak for an instant and lower it to a position half way between the top and bottom of the staff. The flag is to be raised again to the peak for a moment before it is lowered. On Memorial Day the flag is displayed at half staff until noon and at full staff from noon to sunset.
*The flag is to be flown at half staff in mourning for designated, principal government leaders and upon presidential or gubernatorial order.
*When used to cover a casket, the flag should be placed with the union at the head and over the left shoulder. It should not be lowered into the grave.
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