Here we go...
Our income itself was still down about $1800 from where it once was, but we did receive $4317 in income tax refunds. I discussed here what we plan on doing with that.
Auto Service/Parts: $30 under budget. We did actually spend money here, but used a $50 rebate card that we got from the cell phone that Chip got me for Christmas...so no money out of pocket.
Doctor: $25 under budget for the month, but had $125 roll over from last month. I'm going to keep this one rolling and see if we come out on budget for the year.
Home Services: $41 under budget. No pest control this month (winter it is quarterly) are no e-mealz bill.
Baby Supplies: $8 under budget and a great deal on diapers.
Clothing: $0 spent this month. Actually...I spent $57 on Saturday, but it was at a consignment shop where I have credit, so it came out of that credit and none came out of pocket. Woo hoo!
Auto Insurance: This month it was dead on at $87. However, next month it will drop to only $55 because we are dropped full coverage on our old cars. That's a $30 a month savings...Cha-ching.
Mobile Phones: No surprises.
Television: None here either
Term Life Insurance: We always know this is where this will land.
Alarm Monitoring: Standard monthly bill.
Mortgage/HOA: Just as expected.
Childcare: This is standard.
Gas/Fuel: $5 over budget. Seriously...$5? This should be considered "on budget" since I could have just put $35 in instead of $40, but for reporting honesty, I will list it under Over Budget.
Electricity/Water: $53 over budget. The weather is already looking really nice so far in March. Maybe this can even out a bit this month.
Groceries: $60 over budget. No real explanation here. Just happened I guess.
Home Supplies: $7 over. This should pan out in the next month.
Hair: $5 over for the month, but since this is a rolling budget, there is a lot of wiggle room in here from previous non-hair months. No concern here at all.
Eating Out: $42 over budget. Boo, hiss. This category is back in the "over budget" area. We did really well at the beginning of the month. A few times eating outside the home with a family of four really adds up.
Pharmacy: $25 over. Chip needed some acid reflux meds and it hit this month.
- Once again, the minimums (plus $50) were sent to the credit cards. It's killing me that I had a chunk of money in our savings from our tax refund and I really want to send it to the credit card company, but I know I need to leave it alone until we don't need a bulked up emergency fund.
- Speaking of which, we refreshed our emergency fund with our tax refund after trying really hard to deplete it last month.
- I spent $60 this month to get my etsy shop off the ground. That investment should actually last a while. I've already made my first sale! Wish me luck!
Debt Paid off Since February 2011: $499.23.
Debt Paid off Since October 14, 2009: $19,159.40
Change in Networth since February 2011: +$5891.23 (yes...about $2500 of this is sitting in e-fund and will disappear once I use that money for credit card repayment)
Change in Networth from October 14, 2009: + $41,007.55