Mrs. Nespy's World

Yep...we're expecting a refund this year. Like always. I know people will argue that getting a refund is like loaning money to the gover...

If you've followed this blog long at all, you will know that our household has done some stupid things with money. I mean some really, r...

I know. You think it is worth passing along. It stirred something within you. It featured some political leader, celebrity, moving story abo...

We have towels that were given to us as wedding gifts 10 years ago. They are still in fantastic condition. In fact, so many are in such grea...

Wordless Wednesday ...

So, I've walked you through how to change your financial future in a brief summary kind of way. But you will never make this work withou...

After slamming you with lots of information last week in this series, I took a break to post some other items. Now that you have mentally wr...

I know...my husband thinks I am crazy sometimes. I am too practical for my own good sometimes, so frugality has not always been about the mo...

So, living the way you've been living obviously hasn't been working too well for you if you are wrapped up in reading this series. I...

So now you've faced the harsh reality of what your finances look like. If you have a hole to work out of, like we did (and still do trut...

Now you have some idea of your actual spending, so let's work on putting it all down on paper. I am a nerd, so I like to use Excel so it...

Safety is a huge part of your life once you embark on the journey of parenthood. Things you never thought about before now wake you up in th...

So last week we talked about the difference if your perceived spending and your actual spending. Now that you are (most likely) sufficiently...

Back in September I reminded you that you are entitled to a free annual credit report check from each of the major credit reporting agencie...

You may or may not think you should be on a budget, but truly, we all should. Whether we just make ends meet with a minimum wage job or make...

I'm about to start a series called Gaining Control. It's about financial freedom. We're on that road. I would love if you could ...

This post was included in the Carnival of Money Stories # 89 - Average Incomes Around The Globe - January 24, 2011 Edition hosted by My Per...

I'm not going to call these my resolutions. Why? I'm notoriously horrible at keeping New Year's resolutions. And I want these to...

This week's What Works for Me theme is What DOESN'T work for me. And since this is the beginning of a new year when many people are...

On a tight budget this year, we are looking for ways to carry on the Christmas spirit without digging into the wallet. These are some ideas...