Thursday, December 29, 2011

2011 - What We DID Accomplish

So yesterday's post was utterly shameful. It was embarrassing. It was humbling. It was depressing.

But 2011 was not a total waste. So today's I'm going to celebrate those things that we DID accomplish over the last year.

We paid off debt:
Okay, so $5500 isn't much to brag about, but in a society that is drowning in debt, this is not really that bad. We are at least moving in the right direction.

We refinanced our timeshare:
We chose to take out a Lending Club loan to use for the timeshare. It will allow us to get our deed in hand and hopefully get rid of it soon. As a bonus, the interest rate and terms are far more favorable for us and we're making real headway now. You can read more about the numbers game of it here. Seriously paying off for us!

Started an allowance system for Patrick:
It satisfies our desire to teach him hard work = money as well as "you're a member of this family and you're going to do chores without getting paid."  He's got his first savings account get up now and we're plugging away at it.  Financial lessons for kids - here we come! Details about the system are here.

Our Net Worth Topped $100,000:
This is a real reason to celebrate. I know it's a bit crazy to be stuck on a particular number, but that just seemed like a really nice milestone. Including our depleted home value and our mortgage, this is what we come up with despite our debt woes. Thank you, retirement plans!

So that's it.  What do you want to celebrate with me today? It can be finance related, or not. Just share.

Photo credit: calderilla


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